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认定集资诈骗的行为包含哪些
释义
行为人具有下列情形之一的,应认定其行为属于使用诈骗方法非法集资:(1)集资后携带集资款潜逃的;(2)未将集资款按约定用途使用,而是擅自挥霍、滥用,致使集资款无法返还的;(3)向集资者允诺到期支付超过银行同期最高浮动利率50%以上的高回报率的;(4)使用集资款进行违法犯罪活动,致使集资款无法返还的。《刑法》第一百九十二条规定,集资诈骗罪是指以非法占有为目的,违反有关金融法律、法规的规定,使用诈骗方法进行非法集资,扰乱国家正常金融秩序,侵犯公私财产所有权,且数额较大的行为。
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