保险合同无效的法律责任有哪些？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	保险合同无效的法律责任有哪些？
释义	法律分析：保险合同不论属于法定无效，还是属于约定无效，如其为全部无效，该项合同自始即不发生效力。对合同无效而言，尚未履行的不得履行，正在履行的停止履行。这时当事人已为的给付，依不当得利的规定，领取人负返还的责任，或按过错原则负损害赔偿的责任。法律依据：《中华人民共和国民法典民法典》第五百零六条合同中的下列免责条款无效：（一）造成对方人身损害的；（二）因故意或者重大过失造成对方财产损失的。
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