大病医疗保险保障标准-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	大病医疗保险保障标准
释义	大病医疗保险是基本医疗保障制度的拓展和延伸，目的是要切实解决人民群众因病致贫、因病返贫的突出问题，属于社会保险范畴，具有保障性，带有一定的福利性质，所以通常保费较为实惠，所提供的保障往往也是最为基础性的。患者以年度计的高额医疗费用，超过当地上一年度城镇居民年人均可支配收入、农村居民年人均纯收入为判断标准，具体金额由地方政府确定。法律依据《中华人民共和国社会保险法》第27、28条
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