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问题
银行的存款利率是怎么计算
释义
关于年利率计算方式如下:年利率总额是指本息合计金额,按照单利和复利两种方式计算。单利计息:年利率=1+月份*每月利率复利计息:年利率=(1+月利率)的n次方 ,n为月数。
法律依据
《商业银行法》第三十一条
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更新时间:2026/4/28 23:53:46