如何确定重疾险保险金的赔偿金额?-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	如何确定重疾险保险金的赔偿金额?
释义	法律分析：重疾险保险金的赔偿金额应遵循合同约定和保险法的规定。合同约定应明确保险金额、保险期间、赔偿标准、赔付条件等。保险法规定了保险公司应当根据被保险人患病情况而定期支付保险金，并在合同中约定赔偿金额、赔偿时限等。同时，保险法还规定保险公司应当按照合同约定的标准和方式计算赔偿金额，不得擅自降低赔偿金额。法律依据： 1.《中华人民共和国合同法》第十九条、第一百一十七条； 2.《中华人民共和国保险法》第十二条、第十三条、第二十三条、第二十四条、第三十四条。
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