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问题
网贷超过36%的利息可以不还吗
释义
可以。借贷双方约定的利率超过年利率36%,超过部分的利息约定无效。借款人请求出借人返还已支付的超过年利率36%部分的利息的,人民法院应予支持。所以,网贷年利率超过36%的部分可以不还,未超过36%的需要还。
法律依据
《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十六条
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agreement of joint management
agreement of loans by proxy
agreement of mediation in civil litigation
agreement of partners in leasehold management
agreement of payment by agency
agreement of private persons
agreement of separation
agreement of transfer
agreement on amendment
agreement on autonomy
agreement on civil air transport
agreement on clothing
agreement on consignment
agreement on contracted business operation through bidding
agreement on contracted farm and sideline businesses
agreement on contracted management
agreement on contracted responsibility for business operations
agreement on contracted responsibility for guarding mountain forest
agreement on contracted responsibility for the operation of mountain forest
agreement on contracting an enterprise
agreement on contracting motor vehicles for farm purposes
agreement on cross-license
agreement on deferred payment
agreement on division of supply of equipment and materials
agreement on economic aid
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更新时间:2026/1/30 18:49:04