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问题
网贷超过36%的利息可以不还吗
释义
可以。借贷双方约定的利率超过年利率36%,超过部分的利息约定无效。借款人请求出借人返还已支付的超过年利率36%部分的利息的,人民法院应予支持。所以,网贷年利率超过36%的部分可以不还,未超过36%的需要还。
法律依据
《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第二十六条
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people's court at the place where the plaintiff's residence is situated
people's court at the place where the principal crime was perpetrated
people's court at the place where transport was commenced
people's court at the provincial level
people's court below
people's court of first instance
people's court of first trial
people's court of original judgment
people's court of original sentence
people's court of original trial
people's court of second instance
people's court of special jurisdiction
people's court receiving a transferred case
people's court where an insured event has occurred
people's court where the accused enters registration
people's court where the accused is under reform through education
people's court where the domicile of the representative agency is seated
people's court where the subject matter of insurance is situated
people's democracy
people's democratic constitutionality
people's democratic dictatorship
people's democratic self-government
people's democratic state
people's democratic system
people's democratic united front
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更新时间:2026/4/7 10:45:41