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问题
他项权证丢了有危险吗?
释义
及时补办就不危险。没有他项权证,就不能注销贷款,根据民法典,房产设有抵押,即他项权证未注销,该房产处置权受到限制,不能行使使用权。他项权证遗失的处理办法是应及时进行补办,权利人在当地公开发行的报刊上刊登遗失声明后,可以申请补办。后果是没有他项权证,就不能注销贷款,该房产处置权受到限制,不能行使使用权。
法律依据:
《中华人民共和国城市房地产管理法》 第五条 房地产权利人应当遵守法律和行政法规,依法纳税。房地产权利人的合法权益受法律保护,任何单位和个人不得侵犯
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