抵押率不超过70%什么意思？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	抵押率不超过70%什么意思？
释义	法律分析： 1、合理确定抵押率，是抵押贷款管理中的一项重要内容。2、抵押率又称“垫头”，是抵押贷款本金利息之和与抵押物估价价值之比。法律依据：《中华人民共和国民法典》第四百零八条抵押人的行为足以使抵押财产价值减少的，抵押权人有权请求抵押人停止其行为；抵押财产价值减少的，抵押权人有权请求恢复抵押财产的价值，或者提供与减少的价值相应的担保。抵押人不恢复抵押财产的价值，也不提供担保的，抵押权人有权请求债务人提前清偿债务。
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