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疫情来了房贷怎么办
释义
法律分析:疫情期间有需要的话可以向银行申请延迟偿还房贷的时间,这是唯一的解决办法,因为疫情也不可能直接减去当事人在当月的房贷,另外就是银监会没有统一规定银行延迟偿还房贷的具体时间,特殊群体房贷逾期的,向银行说明情况以后不影响征信记录。
法律依据:《中华人民共和国民法典》 第一百八十条 因不可抗力不能履行民事义务的,不承担民事责任。法律另有规定的,依照其规定。不可抗力是不能预见、不能避免且不能克服的客观情况。
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law of the nationality of an interested party
law of the nation of residence
law of the open seas
law of the People's Bank of China
law of the people's deputies
law of the place of abode
law of the place of destination
law of the place of disbursement
law of the place of draft
law of the place of indorsement
law of the place of payment
law of the place of performance
law of the place of signature
law of the place of the buyer's business office
law of the place where a commercial paper is signed
law of the place where a marriage is registered
law of the place where an negotiable instrument is signed
law of the place where a right is claimed
law of the place where a tort is committed
law of the place where damage is caused
law of the place where the nonpayment occurs
law of the place where the property is situated
law of the place where the real property is situated
law of the press
law of the realm
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更新时间:2026/2/12 17:23:16