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民间借贷的借条有多长时间有效期
释义
法律分析:
民间借贷的借条最长有效期为二十年,可由当事人双方通过意思自治协商约定,如果债务人已经履行完毕债务的,视为借款合同终止权利义务履行完毕。借条上明确约定还款时间时,则诉讼时效的计算从约定的还款时间起3年内开始计算。如果债务人拒不履行债务,债权人可以在诉讼时效三年内时随时向人民法院提起诉讼。
法律依据:《《中华人民共和国民法典》》第六百六十七条
【借款合同定义】借款合同是借款人向贷款人借款,到期返还借款并支付利息的合同。
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更新时间:2026/1/25 10:41:17