中国银行会发短信说列入征信黑名单吗 -法律知识-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	中国银行会发短信说列入征信黑名单吗 -法律知识
释义	法律分析：这种信息一般列为诈骗信息，里面会有一个电话，一般都是涉及诈骗的。法律依据：《征信业管理条例》第十三条采集个人信息应当经信息主体本人同意，未经本人同意不得采集。但是，依照法律、行政法规规定公开的信息除外。企业的董事、监事、高级管理人员与其履行职务相关的信息，不作为个人信息。第十七条信息主体可以向征信机构查询自身信息。个人信息主体有权每年两次免费获取本人的信用报告。
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