我国养老金缺口的现状-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	我国养老金缺口的现状
释义	律师分析：造成养老金缺口的原因主要有以下三个方面：- 人口老龄化：随着我国人口老龄化程度的加深，养老金支出大幅增加，而缴费人数相对不足。- 养老金制度我国养老金制度存在一些问题，比如基础养老金过低、职业年金发展缓慢等。- 城乡收入差距：城乡居民之间的收入差距较大，导致农村地区的养老金缴费率较低。【法律依据】：《中华人民共和国社会保险法》第十五条国家实行基本养老保险制度，建立企业职工基本养老保险、城镇居民基本养老保险和农村居民基本养老保险相结合的多层次社会保障体系。
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