《民法典》第三百九十二条【人保和物保并存时担保权的实行规则】-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	《民法典》第三百九十二条【人保和物保并存时担保权的实行规则】
释义	第三百九十二条【人保和物保并存时担保权的实行规则】被担保的债权既有物的担保又有人的担保的，债务人不履行到期债务或者发生当事人约定的实现担保物权的情形，债权人应当按照约定实现债权;没有约定或者约定不明确，债务人自己提供物的担保的，债权人应当先就该物的担保实现债权;第三人提供物的担保的，债权人可以就物的担保实现债权，也可以请求保证人承担保证责任。提供担保的第三人承担担保责任后，有权向债务人追偿。
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