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问题	订立保险合同需要满足什么条件
释义	法律分析: 保险合同成立的必要条件如下： 1.投保人具有订立保险合同的民事行为能力及权利能力； 2.投保人和保险人就合同的主要条款协商一致； 3.订立书面合同； 4.双方订立合同符合法律、行政法规的要求。《中华人民共和国保险法》第十一条订立保险合同，应当协商一致，遵循公平原则确定各方的权利和义务。除法律、行政法规规定必须保险的外，保险合同自愿订立。
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