无力偿还房贷,银行拍卖房子,我会拿回多少-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	无力偿还房贷,银行拍卖房子,我会拿回多少
释义	法律分析：银行申请拍卖抵押的房屋，需要依法委托评估机构对房产价值进行评估，评估后再进行拍卖。是否有剩余，需要根据拍卖结果不确定。房产经依法拍卖后，优先偿还银行未还款的本金及利息，有剩余的，归买受人所有；拍卖所得价款不足以偿还银行贷款本息的，由买受人继承承担偿还责任。法律依据：《中华人民共和国民法典》第四百一十三条抵押财产折价或者拍卖、变卖后，其价款超过债权数额的部分归抵押人所有，不足部分由债务人清偿。
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