民间借贷20万以上必须要有转账记录法律问题-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	民间借贷20万以上必须要有转账记录法律问题
释义	法律分析: 仅有二十万有借条无转账记录，还需要补充证据，如银行取款记录，证人证言，聊天记录，录音等证明借款事实的存在，才可以有效的证明对方的责任。法律依据: 《最高人民法院关于审理民间借贷案件适用法律若干问题的规定》第十六条原告仅依据借据、收据、欠条等债权凭证提起民间借贷诉讼，被告抗辩已经偿还借款，被告应当对其主张提供证据证明。被告提供相应证据证明其主张后，原告仍应就借贷关系的成立承担举证证明责任。
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