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保费自动划走三天内能退还吗
释义
法律分析:保费自动划走后是不能退还的,若是初次投保,保险还处于犹豫期,自动扣划的保费在投保人申请退保后,保险公司需要全额退回;若属于续期保费,保费自动扣划不管是三天还是几天,保险公司都不会予以退回,投保人向保险公司申请退保,最好在保费扣划前申请,保险公司会根据当前保单现金价值予以退还钱。
法律依据:《保险法》第四十七条 投保人解除合同的,保险人应当自收到解除合同通知之日起三十日内,按照合同约定退还保险单的现金价值。
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更新时间:2025/12/5 23:00:41