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问题
借款合同中可以既主张罚息又主张违约金么?
释义
出借人可以选择主张罚息或者违约金,也可以同时主张罚息和违约金的,只要逾期利息、罚息和违约金三者之和没超过合同成立时一年期贷款市场报价利率四倍即可。“一年期贷款市场报价利率”,是指中国人民银行授权全国银行间同业拆借中心自2019年8月20日起每月发布的一年期贷款市场报价利率。
法律依据:
《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的,应当按照约定或者国家有关规定支付逾期利息。
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the plain meaning rule
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the policy of opening to the outside world
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the principle of complete review
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更新时间:2025/5/14 15:09:19