信用卡逾期一万多，多久会被起诉-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期一万多，多久会被起诉
释义	信用卡逾期一万多，90天以上就符合信用卡诈骗的条件会被起诉。银行和持卡人是平等的民事主体。个人通过向银行申办信用卡与银行建立了合同关系。如果持卡人透支逾期不还，应承担违约责任。在银行催收后应尽快还款，否则会因延迟还款而发生滞纳金、罚息等额外支出。我国《刑法》第一百九十六条及相关司法解释规定，信用卡持卡人以非法占有为目的，超过规定限额或者规定期限透支，并且经发卡银行催收后仍不归还的行为，属于恶意透支行为，数额在5000元以上的，构成信用卡诈骗罪。
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