信用卡逾期1万多会起诉吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期1万多会起诉吗
释义	欠信用卡一万多会被起诉。只要欠了钱，银行都有可能会起诉，由银行自行决定；其次，如果欠款的金额达到5万以上且经发卡银行两次催收后超过3个月仍不归还的，应当认定为刑法的“恶意透支”，涉嫌信用卡诈骗罪。信用卡恶意透支的后果： 1、产生不良信用记录； 2、产生利息。日利息按0．05计算，从消费记账日起息； 3、产生滞纳金。按最低还款额未还部分的5％收取滞纳金，按月计收； 4、银行会起诉； 5、自还清欠款日起5年内无法在银行办理信贷类业务。
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