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贷前调查不尽职犯法嘛
释义
律师分析:
贷款前是否尽职调查不属于法定责任,但是若银行发放贷款时工作人员不履行职责,未进行调查,导致银行损失的。主要违法违规事实(案由)为理财业务未比照自营贷款进行管理,导致资金投向不合规;贷前调查和贷后管理不尽职,导致贷款被挪用。
【法律依据】:《中华人民共和国公司法》 第十三条 公司法定代表人依照公司章程的规定,由董事长、执行董事或者经理担任,并依法登记。公司法定代表人变更,应当办理变更登记。
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更新时间:2026/8/2 17:32:26