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问题
信用卡债务可以转移吗?
释义
律师分析:
信用卡债务是不可以转移的,自己的债务必须要自己偿还。债权人能够将合同的权利全部或者部分转让给第三人,但有下列情形之一的除外:根据合同性质不得转让;按照当事人商定不得转让;依照法律限定不得转让。
【法律依据】:
《支付结算办法》 第一百五十四条 信用卡透支利息,自签单日或银行记帐日起15日内按日息万分之五计算,超过15日按日息万分之十计算,超过30日或透支金额超过规定限额的,按日息万分之十五计算。透支计息不分段,按最后期限或者最高透支额的最高利率档次计息。
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更新时间:2025/12/3 14:55:41