逾期不还款的法律责任有哪些？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	逾期不还款的法律责任有哪些？
释义	法律分析：若长期不偿还欠款不仅会有高额的滞纳金和利息，银行还可能会将这部分欠款划定为恶意透支，银行针对长期不还款的持卡人，拥有司法起诉的权利。法律依据：《中华人民共和国民法典》第六百七十六条借款人未按照约定的期限返还借款的，应当按照约定或者国家有关规定支付逾期利息。
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