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问题	实践性合同和诺成性合同的区别
释义	律师分析: 两者成立与生效的时间是不同的。诺成合同自双方当事人意思表示一致(即达成合意)时起合同即告成立；而实践合同则在当事人达成合意之后，还必须在当事人交付标的物以后，合同才能成立。诺成合同与实践合同的区别并不在于一方是否应交付标的物，而在于二者成立与生效的时间不同。【法律依据】: 《中华人民共和国民法典》第六百七十九条自然人之间的借款合同，自贷款人提供借款时成立。
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