哪些情况下的借贷关系不具法律效力？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	哪些情况下的借贷关系不具法律效力？
释义	律师分析： 1、借贷进行非法活动的。2、借贷进行非法金融业务活动的。3、非金融企业以合法借贷掩盖的非法金融活动。4、明为联营实为借贷的。5、违背真实意图的借贷关系。【法律依据】：《中华人民共和国民法典》第六百七十三条借款人未按照约定的借款用途使用借款的，贷款人可以停止发放借款、提前收回借款或者解除合同。
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