信用卡逾期费用怎么算-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期费用怎么算
释义	大多数银行使用全息计算，所谓的全息计算意味着只要持卡人尚未全额偿还债务，无论持卡人已支付或未支付多少，利息计算部分都是全部债务。简单地说，你欠银行1000元，还款日400元，还剩600元。但银行的利息计算本金仍然是1000元。其次，银行通常使用定期利息，所谓的续期利息计算是基于账单上的每次消费，包括上个月的未付金额。每天收取5％的利息，并在当天收到部分还款；然后继续计算利息，直到下次还款。值得注意的是，利息是从消费日算起的，所以就算逾期一天也会收取很多天的利息。
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