信用卡逾期5万会坐牢吗？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期5万会坐牢吗？
释义	信用卡逾期5万可能会坐牢。超过5万元不满50万元的信用卡逾期不还，将按刑法“数额较大”定罪处罚，如果被银行起诉后，持卡人仍不还款，则最终将受到刑法制裁。此外，在面对刑事责任时，征信也会产生巨大影响。但最后是否会进监狱，还要看持卡人是否恶意透支。恶意透支是指持卡人以非法占有为目的，超出规定的限额或者期限透支，并经发卡银行催收仍不归还的行为。若是信用卡逾期5万以上，可以向银行说明原因，证明自己没有恶意透支，也可以避免入狱。
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