如何评估抵押物的价值？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	如何评估抵押物的价值？
释义	法律分析：在抵押贷款中，抵押物的价值是非常重要的。通常，合法的评估程序是通过专家进行评估。但是，如果需要自行估价，可参考市场价值、折旧程度、安全性等因素进行评估。法律依据：《中华人民共和国担保法》第二十二条抵押人应当根据债权数额和抵押物的价值协商确定抵押物的价值。第二十三条债权人为了保障自己的权利，可以要求抵押物估价。债权人和抵押人协商确定估价机构，由债权人委托估价机构评估抵押物的价值。评估结果确定了抵押物的价值。
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