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银监会关于信用卡年费有什么规定
释义
法律分析:银监会关于信用卡年费的规定规范商业银行信用卡业务,保障客户及银行的合法权益,促进信用卡业务健康有序发展。不及时还款,给自己造成了不良的信用记录,就会给自己带来一些不必要的麻烦。使用信用卡消费可能会造成盲目消费过度以至于信用卡过度透支无法偿还,最终影响信用,得不偿失。
法律依据:《中华人民共和国商业银行法》
第七条 商业银行开展信贷业务,应当严格审查借款人的资信,实行担保,保障按期收回贷款。商业银行依法向借款人收回到期贷款的本金和利息,受法律保护。
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更新时间:2024/12/23 11:38:29