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信用卡消费会产生哪些费用
释义
1、利息,每家银行都有自己的罚息。罚息标准为未偿还金额的日利息的0.05%。如果持卡人经常最低还款、逾期或是提现,就会有增加很多利息。
2、分期手续费,现在各大银行都推荐持卡人使用分期还款,虽然他们都声称是免息分期付款,但实际并不是免费分期还款,而是有一定的手续费。至于手续费,目前不同银行的规定不同,大多数银行每期手续费在0.6%~0.9%之间。
3、信用卡年费。在正常情况下,信用卡会收取年费。而收多少年费则取决于信用卡的等级,一般从几十元到几千元不等。
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