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释义	法律分析：中国人民银行及其派出机构依法监督管理征信业。为了规范征信活动，保护当事人合法权益，引导、促进征信业健康发展，推进社会信用体系建设，国务院制定了《征信业管理条例》。法律依据：《征信业管理条例》第四条中国人民银行及其派出机构依法对征信业进行监督管理。县级以上地方人民政府和国务院有关部门依法推进本地区、本行业的社会信用体系建设，培育征信市场，推动征信业发展。
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