意外伤害保险合同是什么性的合同-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	意外伤害保险合同是什么性的合同
释义	属于人身保险合同的范畴。意外伤害一般包括两类责任，意外身故和意外伤残是给付性合同，意外伤害医疗费用和意外伤害住院津贴是补偿性合同。意外保险主要因素：1、外来。所谓外来的，指伤害的原因为被保险人自身之外的因素作用所致。2、突发。3、非本意。4、非疾病。
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