信用卡有什么用？-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡有什么用？
释义	法律分析：持有信用卡，也就意味着在你消费时，无须现场支付现金，可以等到账单日到来时再进行还款。法律依据：《中华人民共和国刑法》第一百九十六条对使用伪造、作废、冒用他人信用卡、恶意透支的（指持卡人以非法占有为目的，超过规定限额或者规定期限透支，并且经发卡行催收后仍不归还的行为）及盗窃信用卡并使用的依本法第二百六十四条的规定定罪处罚。
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