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问题	欠银行贷款还不上!怎么处理最合适
释义	法律分析：可以与银行协商变更合同，请求银行宽限一段时间或减免利息。法律依据：依据《中华人民共和国民法典》第五百零九条当事人应当按照约定全面履行自己的义务。当事人应当遵循诚信原则，根据合同的性质、目的和交易习惯履行通知、协助、保密等义务。当事人在履行合同过程中，应当避免浪费资源、污染环境和破坏生态。第五百四十三条当事人协商一致，可以变更合同。
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