办信用卡能透支额度有限制吗-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	办信用卡能透支额度有限制吗
释义	信用卡额度用完了后一般是可以再透支的，可以透支的额度在你信用卡总额度的0--10%之间。虽然额度用完了可以透支，但是这个透支额度是需要交钱的，一般会收取超过信用额度部分的5%，收取的费用在10--200元人民币之间。比如你透支了1000元，就需要交50元的费用;如果透支了100元，会收取10元费用。法律依据《银行卡业务管理办法》第二十二条发卡银行对贷记卡持卡人未偿还最低还款额和超信用额度用卡的行为，应当分别按最低还款额未还部分、超过信用额度部分的5%收取滞纳金和超限费。
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