征信担保损失怎么消除-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	征信担保损失怎么消除
释义	目前征信报告内的担保人代偿五年不能消除，超过5年自动删除。法条参考：根据《征信业管理条例》第十六条：征信机构对个人不良信息的保存期限，自不良行为或者事件终止之日起为5年；超过5年的，应当予以删除。在不良信息保存期限内，信息主体可以对不良信息作出说明，征信机构应当予以记载。该内容由陈亚楠律师和点行律询共创回答
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