双投保是否该双赔付-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	双投保是否该双赔付
释义	“双投保”不该获得“双赔付”。第一，设立保险的目的是为了赔偿投保人的损失,而不是作为获利的手段。第二，根据《保险法》的规定，重复保险各保险人赔偿保险金的总和，不得超过实际的保险价值。当重复保险的标的发生事故时，各保险公司一般采取比例责任分摊原则进行理赔。综上所述，“双投保”不该获得“双赔付” 法律依据《中华人民共和国保险法》第六十条
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