猝死险是否覆盖既往脑部疾病?-保险法律援助-法律咨询免费平台-国际律师联盟

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问题	猝死险是否覆盖既往脑部疾病?
释义	法律分析：根据《保险法》的规定，保险公司应当在保险合同中明确约定保险责任和免除或减轻保险人责任的条款，且应当以保险标的物或者被保险人的风险状况作为理赔的依据。因此，具体是否覆盖既往脑部疾病应当查看具体保险合同中的条款。法律依据：《保险法》第六十一条保险公司应当在保险合同中明确约定保险责任和免除或者减轻保险人责任的条款。《保险法》第六十五条保险公司应当以保险标的物或者被保险人的风险状况作为理赔的依据。《保险法》第六十八条保险公司应当在条款中明确规定除外责任。
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