贷款人注意的事项有什么-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	贷款人注意的事项有什么
释义	法律分析：贷款人应注意的事项：1、申请贷款前不要动用公积金。2、在借款最初一年内不要提前还款。3、不要遗失借款合同和借据。法律依据：《个人贷款管理暂行办法》第十一条个人贷款申请应具备以下条件：（一）借款人为具有完全民事行为能力的中华人民共和国公民或符合国家有关规定的境外自然人；（二）贷款用途明确合法；（三）贷款申请数额、期限和币种合理；（四）借款人具备还款意愿和还款能力；（五）借款人信用状况良好，无重大不良信用记录；（六）贷款人要求的其他条件。
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