信用卡逾期的信息会登记在征信上吗-银行贷款法律援助-法律咨询免费平台-国际律师联盟

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问题	信用卡逾期的信息会登记在征信上吗
释义	逾期的信息是不良信用记录，会登记在个人征信信息上，但是各家银行登记征信的时间不同，且不同银行有不同的逾期宽限期限，一般为3－5天，在此期限内逾期了马上补缴欠款金额不会上传至征信系统。如果非恶意而是忘记还款时间导致逾期，可以在还款后和银行客服沟通申请撤销，如果已经登记在征信上，保持良好的还款记录五年后征信更新便不会再出现以前的逾期记录。希望大家可以好好使用信用卡，利用信用卡的便捷为自己的生活增添光彩，不要让信用卡成为自己生活的负担。
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