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不动产抵押给个人
释义
法律分析:不动产抵押给个人是指产权所有人以房契作为抵押,取得借款按期付息。 房屋产权仍由产权所有者自行管理, 债权人 只按期取息,而无使用管理房屋的权利,待借款还清,产权人收回房契抵押即告终结。
法律依据:《中华人民共和国民法典》 第四百零一条 抵押权人在债务履行期限届满前,与抵押人约定债务人不履行到期债务时抵押财产归债权人所有的,只能依法就抵押财产优先受偿。
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更新时间:2026/1/6 16:47:11