综合年化费率36%高不高-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	综合年化费率36%高不高
释义	年化率是36%不属于高利贷的范围。民事法律保护的利率是年化利率24%，而24%-36%这个范围属于自然债务区。法律依据：根据最高人民法院《关于审理民间借贷案件适用法律若干问题的规定》第二十六条规定：借贷双方约定的利率未超过年利率24%。民事法律保护的利率是年化利率24%，而24%-36%这个范围属于自然债务区。
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