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问题
什么是个人住房贴息贷款
释义
法律分析:
个人住房贴息贷款是指个人在商业银行贷款购买房屋的，其中的商业性个人住房贷款和政策性个人住房贷款的利息差一般由当地的市住房资金管理中心贴息解决。
法律依据:《《个人贷款管理暂行办法》》第六条
贷款人应按区域、品种、客户群等维度建立个人贷款风险限额管理制度。
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更新时间：2026/7/15 8:21:30