惠蓉保有必要购买么？-法律综合法律援助-法律咨询免费平台-国际律师联盟

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问题	惠蓉保有必要购买么？
释义	保一年只需要59元，但是保障额度却高达100万，但性价比不高。惠蓉保是一款商业医疗险，由 4 家保险公司联合承保：平安养老、国宝人寿、太平养老、中华联合财险。投保后，会自动分配到其中一家公司。法律依据：《中华人民共和国社会保险法》第二十六条职工基本医疗保险、新型农村合作医疗和城镇居民基本医疗保险的待遇标准按照国家规定执行。
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