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问题
年化率36%合理合法吗?
释义
法律分析:
年化率是36%不属于高利贷的范围。
法律依据:
《关于审理民间借贷案件适用法律若干问题的规定》 第二十六条 借贷双方约定的利率未超过年利率24%。民事法律保护的利率是年化利率24%,而24%-36%这个范围属于自然债务区。
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更新时间:2026/5/9 17:57:53