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问题	50周岁退休个人账户要除以几 -退休
释义	法律分析：基础养老金全省上年度在岗职工月平均工资本人指数化月平均缴费工资)÷2×缴费年限×1% 省上年度在岗职工月平均工资(1 本人平均缴费指数)÷2×缴费年限×1% 法律依据：《基本养老保险规定》第二十三条参加工作，符合按月领取基本养老金条件的被保险人，其基本养老金由基础养老金和个人账户养老金组成。基础养老金月标准以本市上一年度职工月平均工资和本人指数化月平均缴费工资的平均值为基数，缴费每满1年发给1%。个人账户养老金月标准为个人账户储存额除以国家规定的计发月数。
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