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年化利率与年利率的区别
释义
年化利率和年利率的区别是,年利率是利息除以本金,而年化利率是目前的收益率记到一年内来计算收益。年化利率是指把收益换算成年来计算,和实际到账收益不是一个概念。其实年化利率是会变动的,年利率与年化利率最大的区别在于年利率是固定数值,而年化利率是浮动的。
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更新时间:2026/6/14 2:45:57