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房贷逾期8次收到2次律师函
释义
法律分析:购房贷款后,如果没按时还贷或不还贷的,银行会采取如下措施:打电话告知,你有哪一期房贷没有还,请你有时间及时去还上。如果没有借款仍不还贷,银行将此案诉讼法院,法院判决后,限期借款人还贷,如逾期不还,一般将采取将该房产拍卖、变卖后,所得价款偿还银行本金、利息,多余部分退还借款人,此房将属于他人财产。
法律依据:《中华人民共和国民法典》 第一百一十九条 依法成立的合同,对当事人具有法律约束力。
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更新时间:2026/2/13 16:25:46