公章和法人章可以贷款吗？-民间借贷纠纷法律援助-法律咨询免费平台-国际律师联盟

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问题	公章和法人章可以贷款吗？
释义	法律分析：不可以。没有备案了的财务章，公司就用不了银行的对公业务。发票章不可以代替财务章。法律依据：《中华人民共和国发票管理办法》第二十三条开具发票应当按照规定的时限、顺序，逐栏、全部联次一次性如实开具，并加盖单位财务印章或者发票专用章。《国家税务总局关于修订的通知》（国税发2006156号）第十一条专用发票应按下列要求开具：（一）项目齐全，与实际交易相符；（二）字迹清楚，不得压线、错格；（三）发票联和抵扣联加盖财务专用章或者发票专用章；（四）按照增值税纳税义务的发生时间开具。
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