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问题	保险合同成立后多久生效
释义	法律分析：依法成立的保险合同，自成立时生效。投保人和保险人对合同的效力约定附条件或者附期限的，条件达成时生效。法律依据：《保险法》第十三条投保人提出保险要求，经保险人同意承保，保险合同成立。保险人应当及时向投保人签发保险单或者其他保险凭证。保险单或者其他保险凭证应当载明当事人双方约定的合同内容。当事人也可以约定采用其他书面形式载明合同内容。依法成立的保险合同，自成立时生效。投保人和保险人可以对合同的效力约定附条件或者附期限。
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